finpx — Independent Financial Evaluation

High-stakes turnarounds require
unquestionable projections

Independent evaluation reports with recovery projections, produced using peer-reviewed, mathematically rigorous algebraic models

Request Evaluation → How It Works
VFC Module
Every report quantifies the four fundamental moments
5.68 mo · low point 6.18 mo · break-even 11.9 mo · duration 15M nadir

Trusted by businesses navigating real turnarounds

A selection of companies that have used the finpx process

Independent evaluation,
engineered for restructurings.

The VFC Module

The peer-reviewed engine for cash flow and recovery projections

Replace error-prone complex spreadsheets with a standardised, mathematically verified model that quantifies turnaround duration, peak turnaround funding requirement and break-even timing — instantly, and the same way every time.

Investor Reporting Business Rescue Valuations
Try the VFC Graph → Access the VFC Module →
Accumulated Cash Flow Over Time — VFC Model k=2 Financial dashboard with mathematically exact accumulated cash flow curve, cubic spline through integer data points from the VFC model. LOWEST PERIOD IN TURNOVER 5.68 months Point of lowest accumulated cash flow PEAK FUNDING NEEDED R734,895 Maximum funding required to reach break-even BREAK-EVEN 6.18 months When accumulated cash flow reaches break-even DURATION 11.90 months Total time to return to positive cash flow ACCUMULATED CASH FLOW OVER TIME View range Full Duration ∨ ↗ ▦ R600k R400k R200k 0k –R200k –R400k –R600k –R800k –R1.0M Accumulated cash flow Lowest period in turnover Break-even Duration 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Time (months) Accumulated cash flow Lowest period in turnover Break-even Duration i Hover over points to see details
Historic statements Management recovery plan Industry benchmarks Stakeholder constraints VFC Engine PEER-REVIEWED 25 scenarios per report

Built on academic research,
verified by peer review.

The mathematical framework behind every finpx report was developed by Dr Karl Gribnitz as part of doctoral research at the University of Pretoria, and tested across more than 500 scenarios. It replaces unreliable, bespoke spreadsheets with a consistent, verifiable calculation method that every stakeholder can independently check.

Explore our research

Who we serve

Companies in distress Investors & funders Business Rescue Practitioners Tender applications Legal & restructuring advisors Management teams

One framework. Every scenario.
No more bespoke spreadsheets.

1
Standardised mathematical framework — applied identically to every business, every case.
25
Cash-flow scenarios modelled per report — covering timing, delays and recovery sensitivities.
60months
Forward projection horizon — five years of income, balance sheet and cash flow detail.

Every finpx report answers

Four critical questions, verified the same way every time.

How long will it take?
11.9 MONTHS TO RECOVERY Start Positive cash flow
A verified timeline from the start of restructuring to full financial recovery.
When does it turn profitable?
6.18 mo PROFIT DEFICIT
The exact break-even point at which the business returns to positive cash flow.
When is the greatest financial pressure?
5.68 mo
The period of maximum financial strain, identified to the month — so you can prepare for it.
How much funding is needed?
R 734k PEAK CAPITAL EXPOSURE
The precise capital required to carry the business through to recovery — and when it is needed.

Inside the report

One verified document. Every stakeholder, the same starting point.

Delivered as a single, independent evaluation that management, investors, practitioners and committees can interrogate from a position of trust.

Every report includes
  • 01Five-year financial projections
  • 0225 multi-scenario cash flow analyses
  • 03Net present value & return on investment
  • 04Risk assessment across timing & delay
  • 05Income statement, balance sheet, cash flow
  • 06Visual outputs from the finpx system
01 · Projections
Five-year financial projection summary
NPV
R 2.1M
ROI
38%
02 · Cash flow
Accumulated cash flow over 18 months
03 · Scenarios
25 verified scenario matrix
Peer-reviewed
VFC® verified
Dr Karl Gribnitz
Peer-reviewed research

"You cannot manage what you cannot measure."

Dr Karl Gribnitz

University of Pretoria, 2022

Request Evaluation

If the decision matters, the analysis should be independent.

Book a confidential consultation to discuss your situation. There is no charge for the initial conversation, and no obligation to proceed.

Direct contact [email protected]
The Hybrid, 3rd Floor, 634 La Promenade, Telfair, Moka, Mauritius, 80829

Your details are sent directly to finpx by email. Confidentiality is assumed throughout.